Founded in 1973, Equita is a leading Nationwide Enforcement and Debt Recovery Agency. It has over one hundred and twenty years of experience in the debt collection and enforcement industry. It is also a member of the Civil Enforcement Association, the Credit Services Association (CSA) and the British Parking Association.
Equita’s team of bailiffs works with local authorities and private companies to collect unpaid debts. They may visit your home to collect a debt or take goods from your home to recover the debt. Depending on your circumstances, you may be able to work with Equita to come up with a payment plan. They can then cancel the repayment plan if you are unable to meet the agreed amount. If you are not able to pay, Equita can issue a CCJ, which will appear on your credit report.
Before the bailiff arrives at your home, you can contact Equita by telephone or through their website. If you can’t reach them, you can ask them to send a letter to your address. However, before they can start any legal action, you must pay your debt to stop the collection process. If you do not repay your debt, you will receive an “enforcement notice” which gives you seven days to pay the debt. If you are unable to pay your debt, you will then be sent a County Court Judgement (CCJ) letter, which will appear on your credit report.
A CCJ will stay on your credit report for six years. If you do not repay your debt, then Equita can apply to the High Court to recover the money. They can also seek a Liability Order from your local authority, which will allow them to enforce your payments. If you are able to settle your debt with Equita, they can offer you a payment plan or write it off. They can also cancel your repayment plan if the balance is too low to pay.
Equita is a member of the Civil Enforcement Association, which means they must follow its guidelines. They may not make false threats, or intimidate you into paying a debt that is too large to cover. You must provide them with accurate details of your debt before they can begin collecting it. They are also required to give you a seven day warning before they visit your home.
If you have any problems with the way an Equita bailiff visits your home, you can contact the company’s compliance department. They will investigate your complaint and give you a response. They will then take action to ensure that you are protected. They will also make sure that the enforcement agent who is working on your behalf complies with the CSA’s standards.
When an Equita bailiff visits your home, they will typically charge a fixed fee plus 7.5% of the balance of your debt. They can attend your home between 6am and 9pm. They can enter your home through your door or through the window. If you do not want to be visited by an Equita bailiff, you can avoid the fee by notifying the agency before they arrive.