Bristow and Sutor is a debt collection company that specialises in the recovery of council tax and non-domestic rate debts. Bristow and Sutor is regulated by the Civil Enforcement Association (CEA) and members must adhere to a strict code of practice. It is one of the leading debt recovery organisations in the UK. They focus on council tax and penalty charge notices, but they can also collect sundry debt.
If you don’t pay the debt that has been incurred, the bailiffs will be able to enter your home and seize your possessions. However, if you feel that the bailiff is using aggressive tactics, it may be a good idea to contact the police. You should do this as soon as you receive a notice from a bailiff. This can be a warning that you need to take action, and if you ignore the notice, it could lead to a County Court Judgment.
Bristow and Sutor also work in conjunction with Credit Security, a debt collection agency that specializes in collecting debts arising from overpaid housing benefit. In this case, the bailiff can take possession of your property and sell it to pay off your debt.
Before a bailiff can enter your home, they must be given an inventory list of the belongings that you own. The inventory list should include enough details to identify each item, so that the bailiff can properly estimate its value.
As well as estimating the value of the belongings in the inventory, the bailiff must also consider the potential value of the possessions if sold. If the valuation shows that the goods are worth more than the debt, the debtor can negotiate a payment plan that will allow them to keep their possessions. Once the agreement is signed, the bailiff can enter the property.
When the debt is owed, the Bristow and Sutor bailiffs will visit your property and assess the value of your belongings. The bailiffs will also give you a written letter outlining the details of the debt, including any penalties that you will have to pay. The letter will also give you a deadline for payment. If you fail to pay the debt within the specified time frame, Bristow and Sutor will cancel the payment plan.
Bristow and Sutor can also provide you with debt advice. Their team of advisers can help you plan a course of action to help you become debt free. If you are concerned about the collection agency’s behaviour, you can report them to the Financial Ombudsman.
The office of the Office for Fair Trading has issued guidelines to debt collectors and requires that they treat debtors fairly and without coercion. Bristow and Sutor have signed up to the CEA’s Code of Practice, so they will follow the regulations. Despite this, many debt collectors do not bother with these rules.
Aside from its bailiff service, Bristow and Sutor can also collect debts for other government organizations. Their bailiffs can visit your property to recover a debt if you owe a debt to the council, a county court or an agency.